MFY supports swift passage of the Consumer Credit Fairness Act (CCFA) (A. 4438), which would strengthen the pleading requirements in debt collection cases, enhance notice requirements, and require greater information when applying for a default judgment, thereby leveling the playing field for pro se litigants. CCFA will codify many of the provisions found in the new Court rules, which MFY also supported, and will greatly reduce the number of illegitimate and abusive debt collection lawsuits that clog the courts, which are particularly harmful to domestic abuse survivors, and disabled, elderly, and low- and moderate-income New Yorkers.