In a new report, Here We Go Again: Communities of Color, the Foreclosure Crisis, and Loan Servicing Failures, MFY Legal Services (MFY) and the American Civil Liberties Union (ACLU) show that New York State communities of color are unnecessarily bearing the brunt of loan servicers’ modification failure, with no effective regulatory response from the government. The report, the first to analyze narrative data from the Consumer Financial Protection Bureau, demonstrates that regulatory authorities have failed to enforce fair lending laws and have not examined their own data to see if communities of color are benefitting equally from government loan modification programs.
MOBILIZATION FOR JUSTICE
Mobilization for Justice’s (MFJ) mission is to achieve justice for all. We prioritize the needs of people who are low-income, disenfranchised, or have disabilities as they struggle to overcome the effects of social injustice and systemic racism. We provide the highest-quality free, direct civil legal assistance, conduct community education and build partnerships, engage in policy advocacy, and bring impact litigation. MFJ also promotes diversity, equity, and inclusion in our workplace, and understands the need to eliminate all racial disparities to achieve justice for all.
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Masthead photo by Cindy Knoke.
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